Honest credit issuers do not make unsolicited calls or request payment over the phone. If someone calls, texts, emails, or contacts you in anyway and asks for your credit card, hang up.More than 11,000 became victims of the scam before the fraudsters were finally caught.ĭon’t fall for this scam. The scammers set up fake websites before launching a cold call campaign to offer people reduced interest rates - for a fee ranging from $695 to $1495. In April 2021, the FTC announced an $11 million repayment to victims of the E.M. The caller (or prerecorded message) will emphasize the need to act immediately and ask you for your credit card information. This offer will supposedly be a limited-time promotion. The scammers contact you by email or phone and explain that you’re eligible for a big reduction in your credit card interest rate. In an interest rate deduction scam, fraudsters pose as customer service representatives from well-known lenders and credit card issuers. Fraudsters offering interest rate deductions Reward scams and fraudulent sweepstakesġ.Try Aura’s identity theft protection free for 14 days to secure your identity. ✅ Take action: If scammers steal your credit card number, your bank account, email, and identity could also be at risk.
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